Testimonials
"We just completed our year end analysis on our medical insurance plan with your company and I wanted to let you know that I appreciate what you have done for my company. We ended up the year with a 23% savings over 2005 and we were actually ahead of your projections. I have to admit that I was struggling with the fact that I had to end a ten year relationship with my past broker but in all honestly, he never offered new ideas and creative ways to offer comparable benefits while saving money. I am thankful to you for the work you have done."
"We are completing our first year working with F.W. Serra on our employee benefit plan and I am very pleased with the results of your recommendations. The creative plan design you implemented reduced our renewal premium by 23% which resulted in a net savings of $32,000. Your claim projections were right on the mark and our employees were pleased with the plan. F.W. Serra was referred to us by another company that had similar savings and I would certainly recommend you to other businesses. Thank you for your first class service and quality recommendations."
"Calvert Safe & Lock has placed their trust in Fred and his team of knowledgeable people in regard to our health/medical coverage, and we have done the right thing! They have been inventive in the type of plans presented to us and the savings to our company and our employees, this past year, were in line with their predictions. Our company handbook that they help set up for our Human Resource department has been a real source of help too. In short we are pleased to be on the customer list of FW Serra Insurance."
"Upon switching to Fred Serra as our agency's employee benefit broker, we saved $103,000 in medical insurance premiums. Fred came up with creative solution which allowed us to maintain our current benefit level while reducing our cost by 25%. Fred and his staff provide great support by assisting us with comprehensive administration services. In addition, Fred offers Human Resource solutions which assisted us in setting up a compensation program and employee benefit statements for our company."
"As a customer of fifteen years, I am so pleased year after year with the service you have provided to M.T. Maritime. I wanted to extend my sincere appreciation for the exceptional services and performance you and your staff have always provided to our company and the personal attention you have given to our employees. Your staff is extremely knowledgeable, experienced and so very nice to work with. I have completed my year end analysis on our newly implemented Health Reimbursement Arrangement medical program, and I am pleased to report that we saved a significant amount of money as a result.
The employees have been very receptive and happy with this plan. I am grateful to you and your staff for your knowledge and experience and for always delivering new and creative ways in this difficult time of inflated medical costs.
Thank you very much for your hard work, dedication and for your outstanding service that you have provided to us year after year."
"I am very pleased to be working with Fred Serra as our broker for our health and ancillary plans. Offering quality health care today is a challenge for every company. Fred has been extremely helpful in suggesting creative alternatives that will enable our employees to maintain quality insurance at reasonable prices. His firm and his employees are a valuable resource for us."

